Nancy Whitehouse-Bain - RE/MAX Property Promotions



Posted by Nancy Whitehouse-Bain on 12/11/2017

Are you beginning your house hunt as a first-time homebuyer or looking to buy a larger home that fits the needs of your family? No matter your situation, purchasing a home is a large investment and one that should be approached with caution and the use of your head, not your heart. There are multiple types of homes that one can purchase: condo, duplex, multi-family, single-family, etc. And one of those types will be the right fit for you. Let’s take a look at the pros of purchasing and owning a single-family home. Space: Single-family homes provide more space­—more outdoor space, more indoor space, and more parking space. Of course, there are exceptions, but generally this is the case for single-family homes. Take advantage of this luxury of more space by entertaining and fully utilizing it all. Since apartments and condos are usually in complexes, personal space can be minimal, where shared space is generally larger. Decks and backyards (if any at all) are small so that each renter or homeowner has their own space. This also goes for the inside; square footage will be less in the types of properties listed above, especially if they are located in a city. Privacy: Privacy is extremely important to many, and for good reason. With a single-family home you will have much more privacy than when owning other types of homes. Condos and duplexes share walls with other owners’ properties, which means your neighbors are always close by. You may hear them through the walls or be enjoying your separate deck spaces just feet apart. It may not sound like it’s all that terrible, but you never know who your neighbor will be; they could throw parties every night, vacuum at 4 am, or even have triplets that never stop crying. No restrictions: Unless you are purchasing a historical home, there are likely no property restrictions. A single-family home gives you the opportunity to completely turn it into your own and do just about whatever you want on your land (check with your town before renovating/building additions). Condos can have multiple restrictions that include parking, outdoor work, and BBQs. If the pros above sound like what you are interested in, then a single-family home may be the option for you. But be sure to research the market you are looking in to make sure that you can afford this type of home. If you are looking in a very desirable location with a smaller budget then this option may not work for you at this time. But fear not, continue saving and in the future you will be able to purchase that single-family home you’ve been dreaming of.





Posted by Nancy Whitehouse-Bain on 12/4/2017

The age-old problem of trying to stretch your household budget is a challenge nearly everyone grapples with at one time or another. If you're confounded by the fact that your paycheck(s) seem to disappear within days of depositing them, it may be time to examine your spending habits.

Creating a written budget is often an eye-opening experience, especially if you haven't taken the time to do that recently -- or ever! Itemizing all your monthly and periodic expenses can not only help you realize where the money's going, but it can also give you a greater feeling of control over your life. As an added bonus, reviewing your household budget a couple times a year will also increase your awareness of your debts, your income, and your spending habits. Once you know how tight your budget is and whether you need to reduce expenses or increase income, you'll be in a stronger position to effectively manage your family's finances.

  • Creating a budget: Whether you prefer to use spreadsheets, software, or just a simple income-versus-expenses chart, setting up a budget will help put you in the driver's seat of your cash flow situation. While there are many distinctions between running a business and managing a household, there are probably more similarities than differences!
  • Identifying "money leaks": If your family's budget seems tighter than you'd like it to be, one possible reason is that you're spending more than you need to on some expenses. The perfect examples are homeowners' and automobile insurance. You've probably seen and heard countless ads for well-known insurance companies that say they can save you hundreds of dollars a year on your insurance policies. If you've been dismissing those claims as mere hype, consider the possibility that you may actually be paying more on your insurance premiums than necessary. It may be worth your while to have your insurance agent review your policy with you to make sure you're getting all the coverage you need and the discounts to which your entitled. The best way to remove any doubt is to get two or three quotes from other reputable insurance companies. You can often do this through email or online, so you shouldn't have to go to time-consuming office appointments just to get a few insurance quotes. To compare "apples to apples," make sure to use identical coverage amounts and deductibles for each estimate your seeking; hopefully the agents you deal with will remind you of that. It's also possible to save hundreds more dollars a year by contacting your cable TV company, Internet service provider, and cell phone service (It might be one company) to discuss ways your bill can be lowered. The first step would be to examine your latest invoice and determine whether you're paying for services you don't use or need. If you see charges that are excessive or confusing, don't hesitant to get on the phone and have those issues clarified. If inconsistent utility bills are a problem, then switching over to a monthly budget plan will make your expenses more predictable and manageable.
While there are many strategies for reducing your expenses and regaining control of your household budget, information and a healthy sense of skepticism can often be your most valuable resources.





Posted by Nancy Whitehouse-Bain on 12/3/2017

This Single-Family in Lancaster, MA recently sold for $260,000. This Raised Ranch style home was sold by Nancy Whitehouse-Bain - RE/MAX Property Promotions.


1183 Main St, Lancaster, MA 01523

Single-Family

$259,900
Price
$260,000
Sale Price

7
Rooms
3
Beds
1/1
Full/Half Baths
Potential best describes this one... It Still needs some work, but, so worth your time. A true diamond in the rough! Looking for an In-Home Business? Need an In-Law Suite? Or just a nice place to live? This property has has it all, boasting 3 bedrooms, fresh paint, a good sized living room, dining area and kitchen. The basement offers, two large newly painted almost finished rooms with a dividing wall and you can decide what works best for your needs, one huge room or two separate rooms. The Nice sized deck off the kitchen leads to your beautiful private back yard. The first level over sized room has wood beams, barn board and a bright and sunny atrium, again the possibilities are endless. This property once housed a thriving flower business with lots of room for parking and a fabulous Location for any Business ventures... Quick access to major routes and a great commuter location... Call today for your private viewing!

Similar Properties





Categories: Sold Homes  


Posted by Nancy Whitehouse-Bain on 11/29/2017

Buy this doll house for Christmas! Quick close possible.. Looking for One Level Living? Why Rent when you could own - This adorable home is cute and cozy, with an open concept floor plan, kitchen, dining area and living room, walk down the hall to your two bedrooms and one full bath. The washer & Dryer is conveniently located on the first floor. The back yard offers a deck and several sheds. New Roof! Enjoy Low maintenance with a smaller yard located in a wonderful area of homes. Call today for your private showing.

More Info on this Property | New Listing Alerts




Categories: Uncategorized  


Posted by Nancy Whitehouse-Bain on 11/29/2017


172 Prospect St, Gardner, MA 01440

Single-Family

$149,900
Price

4
Rooms
2
Beds
1
Baths
Buy this doll house for Christmas! Quick close possible.. Looking for One Level Living? Why Rent when you could own - This adorable home is cute and cozy, with an open concept floor plan, kitchen, dining area and living room, walk down the hall to your two bedrooms and one full bath. The washer & Dryer is conveniently located on the first floor. The back yard offers a deck and several sheds. New Roof! Enjoy Low maintenance with a smaller yard located in a wonderful area of homes. Call today for your private showing.
Open House
No scheduled Open Houses

Similar Properties





Categories: New Homes  




Tags