Nancy Whitehouse-Bain - RE/MAX Property Promotions



Posted by Nancy Whitehouse-Bain on 5/21/2018

When it comes to buying a house, there is no need to deal with a stubborn home seller. However, you may encounter a stubborn home seller, regardless of how well you prepare for your homebuying journey. And if you're not careful, a stubborn home seller may cause you to miss out on an opportunity to purchase your ideal residence.

Don't let a stubborn home seller get the best of you. Instead, use these tips to ensure you can handle negotiations with a stubborn home seller like a pro.

1. Don't Panic

If you are forced to deal with a stubborn home seller, there's no need to get discouraged. Conversely, consider the property seller's perspective, and you may be able to get the best results out of a tough situation.

Open the lines of communication with a home seller – you'll be glad you did. If you maintain open communication, you may be able to find out the root cause of a home seller's stubbornness and plan accordingly.

Also, don't panic if a home seller fails to communicate with you, and try to avoid assumptions at all costs. By doing so, you'll be able to remain calm, cool and collected and maintain your patience as you try to figure out the best way to acquire your dream house.

2. Be Prepared for the Best- and Worst-Case Scenarios

In the best-case scenario, a stubborn home seller will explain his or her demands. Then, you can negotiate with a home seller, find common ground with him or her and work toward finalizing a home purchase agreement.

On the other hand, it is important to understand the worst-case scenario as well.

In the worst-case scenario, you and a home seller may be unable to find common ground. And if this occurs, you should be prepared to walk away from a potential homebuying negotiation and restart your search for the perfect residence.

3. Consult with a Real Estate Agent

Are you unsure about how to deal with a stubborn home seller? There's no need to worry, especially if you consult with a real estate agent.

With an expert real estate agent at your side, you should be able to overcome any potential homebuying hurdles.

An expert real estate agent will act as a liaison between you and a home seller. He or she will learn about the needs of a homebuyer and home seller and ensure both parties can achieve their ideal results.

Furthermore, an expert real estate agent can respond to any homebuying concerns and questions. This housing market professional can teach you about the ins and outs of purchasing a residence and provide honest, unbiased homebuying recommendations. As a result, a real estate agent can help you simplify the homebuying process and ensure you can secure a first-rate house that matches or exceeds your expectations.

Ready to streamline the homebuying journey? Take advantage of the aforementioned tips, and you can get the support you need to deal with a stubborn home seller.




Categories: Uncategorized  


Posted by Nancy Whitehouse-Bain on 5/14/2018

If you recently moved to a new town or city, you might be feeling a little lost when it comes to finding your place in the community. In a time when many of us gather digitally rather than in-person, it can be particularly difficult to find ways to get to know your neighbors and become involved in local affairs.

In this article, we’ll talk about some ways you can discover and engage yourself in your local community.

Start online

Even if you’re interested in meeting your townsfolk in person, the internet is still a good place to start. You can use Facebook and MeetUp to find local groups and events. Trying looking up groups for things you’re interested in, such as a hiking or cycling meetup, a book club, or knitting group.

While you’re online, see if you can find your town’s website, including sites for the local library, museums, or historical societies. All of these sites probably have mailing lists or notification systems you can join to receive alerts for upcoming events and activities.

If you’d rather spontaneously meet some people in your area, check out some of the popular bars, cafes, and restaurants on Yelp to see where people like to hang out.

Get a library card

Public libraries are an amazing service that is offered free-of-charge. Where else can you go to get free books, movies, music, and games?

On top of that, libraries also tend to offer passes to local museums, another great way to meet people and learn about the area you moved to. Be sure to stay in the loop with upcoming events at the library, as they often play host to interesting presentations, classes, and meetings.

Classes offered through your local library are often free or highly affordable alternatives to those you might take at a private school or local college. Man libraries now even host yoga classes and “paint nights” so expect to find a lot more than books and readings on their calendar of events.

Start something new

If your town doesn’t have something that you’re interested in, why not start it yourself? One rising service in urban and suburban communities across the country is the community garden.

Community gardens are owned and operated by members of the community. You can rent a space in the garden or join up with others and share space.

A community garden is a great way to get outside, enjoy fresh produce, save money at the grocery store, and meet your neighbors at the same time.

A good way to bring up ideas like this is to attend your town meetings. You don’t want to seem too overbearing or industrious, so try to just sit-in on a meeting or two before bringing up any new ideas.

Say “hello” to the neighbors

One of the oldest and easiest ways to learn about your new neighborhood is to simply stop and talk with the people in your neighborhood. Aside from making friends, getting to know your neighbors can be beneficial. Neighbors watch out for each other’s houses when someone is away, and look out for each other’s well-being. It’s good to have a kind neighbor on your side.






Posted by Nancy Whitehouse-Bain on 5/7/2018

Once you have found the home that you want to live in, put in the offer, and start the process of closing on a home, you may feel like you’re “home free.” The hard part may technically be over, but there’s one more important thing that you need to think about before you get the keys to your place: Closing costs. 

A few days before you head to sign all of your paperwork to close on the home, your lender will send you a detailed report of different closing costs that you need to pay upon the settlement of the property. 


Closing Costs Defined


Closing costs are what you pay to the lender and third parties. These are due at the time of closing on the property and must be paid up front. You should estimate that your closing costs will be between 2 and 5 percent of the purchase price of the home.


Everything Included In Closing Costs


Closing costs cover both one-time and recurring fees that are a part of your home purchase. The one-time fees are things that are generally associated with buying the home. These would include attorneys fees, lender fees, home inspection fees, document prep fees, underwriting fees, credit report fees, and realtor fees. You’ll also need a bank issued check for your down payment at this time.  


At closing, an escrow account will be set up. This is like a forced savings account that will be drawn from to cover things like taxes, insurance, loan interest, and title insurance. These are all very important costs that are a part of buying a home.     


Do Your Homework Ahead Of Time


The best way to deal with closing costs is to be prepared ahead of time. Talk to your lender in order to get an estimate of the closing costs. From there, you’ll need to decide if you need to finance your closing costs or simply pay them up front. There are advantages to both approaches. Sometimes, lenders will look at you as less favorable if you need to finance all of your closing costs. It all depends on the terms of your loan. This is why research is vital.


Compare Rates And Lenders


It’s important not to go with the first lender you talk to. Get some recommendations from your realtor and friends to see who might be a good fit for you. Every lender specializes in something different, so you want to be sure that who you chose is a good fit for you. 


The most important thing that you can do with closing costs and the financing of your home is to get educated!     





Tags: Buying a home  
Categories: Uncategorized  


Posted by Nancy Whitehouse-Bain on 5/5/2018

HGTV has nothing on this home owner... Meticulously maintained inside and out. This Colonial has a beautifully remodeled kitchen with classic white cabinets, dark granite counter tops, a large breakfast bar and a charming breakfast nook. Gleaming Hardwood floors adorn the first floor, bright and sunny living room, the family room or formal dining room offers a real wood burning fireplace to add warmth and ambiance to any gathering. Four good sized bedrooms all on the second floor and one and a half baths, good sized basement with laundry\utility room. This property is professionally landscaped with a private patio and a large level double lot. Entertain friends and family while having a BBQ or sit in front of a fire pit and just relax and enjoy life! Call for your private viewing - Open House Sunday May 6th, 2018. 12:00-1:30 PM -

More Info on this Property | New Listing Alerts




Categories: Uncategorized  


Posted by Nancy Whitehouse-Bain on 4/30/2018

One decorating principle that’s a huge help for any homeowner is that of layered lighting. This is the different aspects of lighting that you’ll use in different rooms of your home to complete your lighting needs. The layers of light create a basis for the design of the room. These three main aspects of lighting also have a practical purpose which is nice as well. Below, you’ll learn more about the three main components of lighting for any room of the house and how to best use them. 


Ambient Lighting


Ambient lighting is often the base of where people start with their lighting design in a room. This type of lighting allows you to get the overall feel for a space. The brightness level should be good enough for anyone to walk through the room without walking into things. The illumination may not be bright enough for activities that require a lot of focus like reading or chopping vegetables.


Accent Lighting 


If you think of a retail store and how the shiniest things have the brightest lights focused on them, you’ll discover that you can use this type of lighting right in your home. Think of a chandelier hanging over a massive dining table. Accent lighting is usually for decorative purposes. The lumens that are given off are typically not enough for any other purpose than to attract attention to the item the light is shining on. This type of lighting is best used for things like display cabinets, statues, and china closets. The bottom line is that the accent light will add some drama without actually adding much practical use. 


Task Lighting


This type of lighting is important because it’s what ensures that you won’t chop your hand off while you’re chopping up vegetables in the kitchen. Task lighting varies widely from room to room and can be anything from a desk lamp to a reading lamp to lights on the vanity for shaving and putting on makeup. Task lighting is all about being functional. When you’re trying to decide where to put your task lights think of everything from safety to convenience. The last thing you should worry about with task lighting is the look. While these lights are great under cabinets, for example, so the more creative you get with where to place your task lighting the better the look will be.  


Using this simple yet useful design principle can help you to light your entire home correctly. The right lighting can truly transform a space and give it the depth that it needs.            





Categories: Uncategorized  




Tags