Nancy Whitehouse-Bain - RE/MAX Property Promotions



Posted by Nancy Whitehouse-Bain on 11/28/2017

Great, Spacious 2 bedroom apartment, features hardwood flooring, new kitchen appliances, back deck and more. Washer & Dryer hook up. Nice sized yard. Call today for your private viewing.

More Info on this Property | New Listing Alerts





Posted by Nancy Whitehouse-Bain on 11/28/2017


9 Forest, Templeton, MA 01468

Rental

$925
Price

4
Rooms
2
Beds
1
Baths
Great, Spacious 2 bedroom apartment, features hardwood flooring, new kitchen appliances, back deck and more. Washer & Dryer hook up. Nice sized yard. Call today for your private viewing.
Open House
No scheduled Open Houses






Tags: Real-Estate   Rental   Templeton   01468  
Categories: New Homes  


Posted by Nancy Whitehouse-Bain on 11/27/2017

For those who want to acquire a house, it helps to get your finances in order. That way, you can quickly and effortlessly navigate the homebuying journey without having to worry about how you'll afford your dream house.

There are many quick, easy ways to straighten out your finances before you embark on the homebuying journey, such as:

1. Assess Your Credit Score

Your credit score ultimately can play a major role in your ability to secure a great mortgage. If you understand your credit score, you may be able to find ways to improve it prior to conducting a home search.

It is important to remember that you are entitled to a free copy of your credit report annually from each of the credit reporting agencies (Equifax, Experian and TransUnion). Request a free copy of your credit report today, and you can take the first step to evaluate your credit score.

If you find that your credit score is low, there is no need to worry. You can always pay off outstanding debt to improve your credit score over time.

Also, if you identify any errors on your credit report, you'll want to address these mistakes immediately. In this scenario, you should contact the agency that provided the report to ensure any necessary corrections can be made.

2. Look Closely at Your Monthly Expenses

When it comes to buying a house, it generally helps to have sufficient funds for a down payment. The down payment on a house may fall between 5 and 20 percent of a home's sale price, so you'll want to have enough money available to cover this total for your dream residence.

If you evaluate your monthly expenses, you may be able to find ways to save money for a down payment on a house.

For example, it may be beneficial to cut out cable TV for the time being and use the money that you save toward a home down payment. Or, if your dine out frequently, cooking at home may prove to be a substantial money-saver that could help you speed up the process of saving for a down payment.

3. Get Pre-Approved for a Mortgage

With pre-approval for a mortgage, you can enter the housing market with a budget in hand. Then, you'll be better equipped than ever before to narrow your search to houses that fall within your price range.

To get pre-approved for a mortgage, you'll want to meet with banks and credit unions. These financial institutions can teach you about different mortgage options and help you assess all of the options at your disposal.

Furthermore, don't hesitate to ask banks and credit unions about how different types of mortgages work. This will enable you to gain the insights that you need to make an informed decision about a mortgage based on your financial situation.

If you need extra help as you prepare to pursue a house, you may want to hire a real estate agent as well. In fact, a real estate agent can help you find a high-quality house at a budget-friendly price in no time at all.




Categories: Uncategorized  


Posted by Nancy Whitehouse-Bain on 11/20/2017

The home buying process can be long and daunting. From trying to find the right home to facing rejected offers, it can seem endless. Eventually, you will find the right home and get that offer accepted. Now you must face the next phase what’s called “closing” on a home. What exactly happens at the closing table can vary based on your own situation, but the important thing to know is that the closing table is where the deal is sealed and signed. The home of your dreams will finally be yours!


Find The Location


The location of the closing will be determined beforehand. It’s usually at a lawyer’s office but it could be at a realtor’s office. The attorney who has been chosen will be noted on the closing documents you receive before you get there.   


Get Ready To Write Large Checks


When you’re closing on a home, this is the time that the downpayment is expected along with all of the lawyer’s fees, taxes, commissions, assessments, and other agreements. This money should be presented at the time of closing and there’s no wiggle room on the timing, so be sure you have the cash handy in your account. Often, a bank check will be required to pay these fees along with the downpayment. Your lender will give a a detailed report of the fees that are required before you even head to the closing table, so you’ll have time to prepare.


Do Some Hand Stretches


There will be plenty of pens available at the closing. You’ll be there for awhile signing many important documents, so bring some water. If you don’t have a safe or file folders, you’ll want to get them as well. Depending on how your closing is conducted, a lawyer or other authorized person will be present to explain the legal jargon to you for every piece of paper that you’re signing. Every document that you sign should be saved for your reference and safe keeping. The proof of insurance and the deed to your property are definitely documents that you’ll want to have handy for a long time to come. Your home is one of the largest purchases that you’ll ever make in your lifetime, so be sure to keep that paperwork in order. 


After Closing Ends


After all of the papers are signed and the walkthrough of the home is complete, you’re a homeowner! In most cases, you’ll be able to call the home your own immediately. In some special cases, there are post-closing agreements that include repairs that couldn’t be done ahead of time, or other transactions that the seller may have agreed with you on at an earlier date. 


In most cases, everything will be taken care of right at the closing table. One of the most exciting moments is when the keys are handed over to you! After a long time of searching, many phone calls, and a lot of work, now you can start putting that elbow grease into your home!




Categories: Uncategorized  


Posted by Nancy Whitehouse-Bain on 11/17/2017

This Single-Family in Athol, MA recently sold for $105,000. This Colonial style home was sold by Nancy Whitehouse-Bain - RE/MAX Property Promotions.


269 Green St, Athol, MA 01331

Single-Family

$99,900
Price
$105,000
Sale Price

6
Rooms
3
Beds
1/1
Full/Half Baths
PRIVATE... Best describes this Colonial sitting way off the road on a dead end street. Charm abounds, starting with the 3 Bedrooms, 1.5 baths, a nice sized kitchen and dining room. The lovey front to back living room with vaulted beamed ceilings and a fireplace completes this already beautiful picture. The grounds are covered with seasonal blooming flower beds, and let not forget the patio with a stone fireplace for grilling or extending your outside season a bit longer. THIS HOME IS BEING SOLD IN AS IN CONDITION! Call today.

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Tags: Real-Estate   01331   Single-Family   Athol  
Categories: Sold Homes  




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